We strive to deliver customized solutions for all our clients and we achieve this by ensuring that we carefully listen to you and recognize your needs. Simply put, if you are looking for a competitive product but don’t have the time to research it yourself, you will find our mortgage brokering service a great fit and all this is at no cost to you.
We have made the process of both researching and applying for a home loan painless and simple. We do this every single day, which means that we already have a fair idea of the products likely to suit you after we get your particulars. We have vast knowledge of the market as well as access to numerous lenders and we will choose a product or products from a wide variety of options for your consideration.
In a nutshell, our job is to “broker” deals between lenders and borrowers. We possess a wealth of knowledge in the financial/banking sector and match up the needs of borrowers to the options and products offered by lenders. Simply put, we find the most suitable match for your goals and situation.
We offer a free service to you since lenders pay us a commission. This arrangement works great for both lenders and borrowers since borrowers usually get a better deal compared to what they would have gotten on their own, while competitive lenders who offer great products get more business due to our work.
Besides borrowers getting great deals, we also help in saving a lot of time and even a lot of money in most cases. We have the industry experience, knowledge, and professional training required to serve you best.
Today, there are numerous loan options and products on the market and it can be incredibly overwhelming. We are very happy to sit down with you to provide a detailed explanation of all the different options along with the pros and cons of each.
In as little as half an hour, we can give you an idea about how much you can borrow, and the likelihood of approval.
Visit our Pre-Approval Information page for more information about the details we will require from you. It’s really easy, and even easier if you have the information on hand when you contact us.
The easy part is the loan application. We simply collect some information from you and then it is up to us to handle the filling in of all the paperwork required, getting your signatures, and processing the lodgement. We liaise between the lender and you.
For most circumstances, we require information from you such as expenses and incomes, liabilities and assets, credit card details, number of children and their ages, etc. If you are self-employed, we may require business bank statements and tax returns. We have a list of items that we might require, which you can find by visiting the Loan Application Information page.
You don’t have to worry since we will be on hand to help you gather the information if you need it. If you need clarification, even on the seemingly smallest issue, we are happy to hear from you at any time.
We don’t just submit your application and then sit back waiting to see what will happen. Rest assured that we continue monitoring the status of your application and keeping you informed each step of the way.
Waiting to hear the lender’s decision on your loan application can be nerve wracking, but the good thing is that we are there to ensure that it goes as smoothly as possible. From ensuring that all forms and documentation is correct in the first place, to keeping in touch with the lender should they require any additional information.
Upon the approval of your loan, we will help you with the next step to help you get the home that you have always dreamed about.
Your first time into the property market can be daunting and it can be difficult to make decisions without knowing which is the right way to go. It is our job to guide you into a home loan that you are comfortable with and ensure that you understand the loan fully as well as its features. You can always count on us to be there to provide necessary assistance as your financial situation changes and improves.
We don’t just help you find the lowest interest rates, but we also help you find a product that suits the needs and circumstances of you and your family. This includes sourcing options such as offset accounts, variable and/or fixed rates, redraw facilities, and much more. We will present and explain all the options to you.
If you believe that you can get a better deal on an existing loan, we can asses it and try to find a better deal for you. We will then carry out all the paperwork required as well as lodgements to make sure that the refinance process is a smooth as possible for you.
A home loan is a massive commitment and an investment that costs you a great deal of money. It is thus important to do a comparison periodically to ensure that you are getting the best possible deal. You can end up saving thousands over the life of the loan if you carry out this health check regularly, preferably every couple of years.
If your deposit amount is not quite there, we can help with low deposit loans. We will gladly undertake a free assessment of your circumstances and advise you of the available options. 20 percent is typically required, but you can get a loan with as low as 5 percent deposit if certain conditions have been met.
If you are a sole trader or own your own business, you can count on us to help you find a home loans that’s flexible enough to suit your needs. It can be hard to get approval for a traditional home loan sometimes due to fluctuating cash flow and income. However, we will do everything possible to help you get the home you have always dreamed about.
Whether you are looking for an interest only loan or a principle and interest loan, we can help all property investors from first-time investors to experienced investors. Our solution for investors is focusing on products that maximize returns from the investment.
We have facilitated numerous commercial loans and will gladly spend time to discuss commercial financing needs with you. Our goal is to ensure that your commercial financing and loan needs are as painless and possible to leave you with more time to run your interests.